FHA Loan Calculator

Home price ($) Down payment Loan term (years) Interest rate (%) Upfront FHA MIP (%) Annual FHA MIP (%) Annual FHA MIP duration First payment month

Include optional taxes, insurance & costs

Property taxes, insurance & costs

Property taxes Home insurance ($/year) HOA fee ($/year) Other costs ($/year) Upfront MIP payment FHA conforming threshold ($)

More options: annual increases & extra payments

Property taxes increase (%/yr) Home insurance increase (%/yr) HOA fee increase (%/yr) Other costs increase (%/yr) Extra monthly payment ($) Extra monthly from Extra yearly payment ($) Extra yearly from Extra one-time payment ($) One-time payment on Show accelerated biweekly comparison

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FHA Mortgage Results

Total monthly housing cost (first month)—Including MIP, taxes & insurance when selected

Principal + interest—

Loan including financed MIP—

Total mortgage interest—

Last mortgage payment—

Lifetime
costs

Cost	First month	Loan term

Loan balance over time

Monthly amortization schedule

Month	Payment	Principal	Interest	Annual MIP	Balance

Estimate only. FHA case number date, refinance exceptions, program eligibility, loan limits, MIP rates, premium accounting and actual lender billing can differ. This is not a loan offer.