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Pension Calculator
Pension Calculator
Calculation type
Lump sum or monthly pension
Single-life or joint survivor
Work longer for a better pension
Your retirement age
Option 1: lump sum payment
Lump sum payment amount ($)
Your investment return (%/year)
Option 2: monthly pension payment
Monthly pension income ($)
Cost-of-living adjustment (%/year)
Your retirement age
Your life expectancy
Spouse’s age when you retire
Spouse’s life expectancy
Pension options
Single-life pension ($/month)
Joint survivor pension ($/month)
Your investment return (%/year)
Cost-of-living adjustment (%/year)
Pension option 1
Retirement age
Monthly pension income ($)
Pension option 2 (work longer)
Retirement age
Monthly pension income ($)
Other information
Your investment return (%/year)
Cost-of-living adjustment (%/year)
Calculate
Clear
4.9/5 - (543 votes)
Result
Equivalent present value of the pension options
Annual present-value breakdown
Age
Option 1 PV
Option 2 PV
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